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How Poverty could be different



Foundations and labor unions could fund alt-labor organizations

An online account could distribute all public benefits

Children could be encouraged to get passports and travel

Public benefits could be deposited directly into savings accounts

Employer-matched, portable accounts could be set up to finance worker training and learning

Alternative Staffing Organizations (ASOs) could help hard-to-employ individuals find temporary work

Small-dollar loans could have transparent terms, be online, offer financial education, and the opportunity to build credit

Parents could be encouraged to talk more to their newborns and infants

A rating and reviews website for local social services could be developed and used

Fake companies could be used for job training

Companies could offer regular and increased hours to workers

Unopened, unexpired medications could be provided to patients in need

The GED could lead to a high school diploma

Lotteries or prizes could encourage people to save more

Low income students could be given more information and support to apply to competitive colleges

Disabled workers could be guaranteed a minimum wage

Debit card users information could be used in credit scoring

Cash stipends could be given directly to the poor

Banking could be mobile

GED programs could be linked to college or career training

REDF could be a model for workforce development organizations

Citizens could all receive a basic income

Preschool could be part of the public education system

Financial counseling could aid with asset building for low-income individuals and families

Homeowners could rent their homes after a foreclosure

Job seekers could achieve desired employer skills online

Positive deviance could be used to produce beneficial behavioral change and outcomes

Online benefit screening tools could be combined, streamlined, and allow people to apply for benefits online

B1G1 organizations could create more development

Children could stay with their families rather than being placed into foster care

Year Up could be a model for workforce development organizations

A digital merit badge system could give credentials to job seekers and encourage life long learning

Ride sharing could expand and be targeted towards low income populations

Car sharing could expand and be targeted to low income populations

Quality ratings could be developed and refined for childcare providers

Access to childcare could be improved in low income communities

Firms could be mandated to provide the first two years of short-term disability insurance

A two-tiered disability benefit system could be used to not discourage work

A new federal competitive grants program could be used to support better workforce training and education systems

Real time labor market information about worker resources and needs could be developed

Performance-based scholarships could increase student achievement

Incarceration could not be treated as "voluntary unemployment" to calculate child support arrears

Learning communities at community colleges could promote student achievement

Career Academies could improve labor market outcomes for students

Developing countries could enact food stamp programs rather than ration systems

Families could receive assistance with the FAFSA form in order to increase college attendance

Interest rates could be capped for payday loans

Asset limits for public benefits could be reformed to not discourage saving

The Saver's Credit could be simplified and expanded

Children Savings Accounts could be required for every newborn

A Saver's Bonus could be offered to low-income tax filers

Tax refund increases could be required to be put into an IRA or other savings product

Individual Development Accounts (IDAs) or matched savings accounts could be expanded and encompass more goals

Employment applications could not ask about criminal history to reduce recidivism

The Nurse-Family Partnership program could be used more widely

Temporary Assistance to Needy Families (TANF) could have states accountable for outcome based performance measures

A welfare emergency fund could be triggered into action by a poor economy

Earning supplements could provide beneficial, cost-efficient effects for low-wage workers

Employers could enroll workers in an opt-out direct deposit savings account

Social impact bonds could fund public programs

Ex-prisoners could have better access to benefits to decrease recidivism

Job sharing or short-time working could decrease unemployment

Mealtics could be purchased by restaurant-goers to provide food to the needy

The EITC could be changed to minimize the distortion of incentives to work, marry, and have children

The U.S. minimum wage could be indexed to inflation

Banks could design and market savings accounts to low income consumers

Schools could offer better counseling for poor students