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Hicbd's Ideas






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Banks could design and market savings accounts to low income consumers

By Hicbd

Banks could offer accounts profitably, at a loss with the lifetime value of the customer exceeding the initial investment of offering the savings accounts as an entry product, or consider the savings accounts to be part of their community development efforts.

URL:
http://newamerica.net/sites/newamerica.net/files/policydocs/chan_beyondbarriers_workingpaper_1.pdf
http://blogs.worldbank.org/africacan/can-mobile-phones-be-used-to-bank-the-poor

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Categories:
Global Poverty Banks / Financial Institutions Financial Services Global Asset Building / Financial Inclusion

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Salt could be added to tea

By Hicbd

As shown in Tibetan Butter tea and in the Hindu Kush region of northern Pakistan, tea could be salty.

URL:
http://en.wikipedia.org/wiki/Tea#Additives
http://en.wikipedia.org/wiki/Butter_tea

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Categories:
Drinks Tea

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Windcatchers could create natural air conditioning

By Hicbd

As used in the Middle East, windcatchers could be built to create cooling, natural ventilation in buildings.

URL:
http://en.wikipedia.org/wiki/Wind_Tower


Categories:
Environment Buildings Air Conditioning Architecture / Home and Building Design Housing Homes Heating, Ventilation, and Air Conditioning (HVAC)

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Clouds could be created to mirror and reflect the sun to cool the earth

By Hicbd

URL:
http://www.amazon.com/Super-Freakonomics-Patriotic-Prostitutes-Insurance/dp/0060889578
http://www.scientificamerican.com/blog/post.cfm?id=geoengineering-solution-no-9-the-fl-2008-09-08

URL Credit


Categories:
Environment Climate Change / Global Warming Climate Engineering / Geoengineering Clouds

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Sulfur laden smoke from coal burning plants could be spewed into the stratosphere to cool the earth

By Hicbd

URL:
http://www.amazon.com/Super-Freakonomics-Patriotic-Prostitutes-Insurance/dp/0060889578
http://en.wikipedia.org/wiki/List_of_proposed_geoengineering_schemes

URL Credit


Categories:
Environment Climate Change / Global Warming Climate Engineering / Geoengineering

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A garden hose could release sulfur dioxide into the stratosphere to cool the earth

By Hicbd

By geoengineering, a garden hose could be built up into the sky to release sulfur dioxide into the stratosphere.

URL:
http://www.amazon.com/Super-Freakonomics-Patriotic-Prostitutes-Insurance/dp/0060889578

URL Credit


Categories:
Environment Climate Engineering / Geoengineering

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Libraries could lend out "living books"

By Hicbd

"Living books" or local people who have volunteered to share their knowledge of different topics could be "lent" out. People interested in those topics could make appointments to meet for conversations or come to lectures.

URL:
http://www.good.is/post/library-s-living-books-program-will-loan-human-experts


Categories:
Libraries Community Development / Building / Loneliness Volunteering Teaching

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ByComment
Liz this sounds so cool!
Caleb A very good idea, perhaps bolstered by internet, with online library services recommending you get help in a special chat window from a live person.

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Restaurants could display how they treat their workers

By Hicbd

Restaurants could display a standardized grade in their window indicating how they have met worker's rights and benefits.

URL:
www.good.is/posts/minimum-rage
http://host.madison.com/news/local/new-dining-guide-rates-madison-restaurants-on-how-they-treat/article_e60720ac-3e4b-11e2-9982-001a4bcf887a.html

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Categories:
Restaurants Global Labor Rights

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Restaurants could have guest chefs

By Hicbd

A guest chef could come in every two weeks to showcase their culinary talents, gain experience, and widen restaurant exposure.

URL:
http://oaklandnorth.net/2011/11/23/pros-and-amateurs-showcase-their-culinary-talent-at-new-guest-chef-restaurant/


Categories:
Restaurants Fine Dining / Michelin Stars

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Homes and buildings could be constructed as binishells

By Hicbd

Binishells could be constructed in a way that does not waste wood or other materials. They have fewer energy leaks and materials for concrete are more environmentally friendly than other building materials.

URL:
http://en.wikipedia.org/wiki/Binishell
http://www.forbes.com/sites/kymmcnicholas/2010/11/19/names-you-need-to-know-in-2010-binishells/


Categories:
Buildings Architecture / Home and Building Design Housing Homes

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ByComment
Jaya I don't think this could work in cities where there are many people living in limited space

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