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How U.S. Personal Debt could be different



Parents could not be billed for foster care

Long-term care insurance could be purchased at a younger age

Filing for bankruptcy could be easier and less expensive

Multi-Level Marketing (MLM) businesses could be more regulated and truthful about risks

Buying a mobile home and renting land could be financially harmful to residents

U.S. healthcare bills could have less errors

U.S. personal medical debt could be forgiven

Credit checks could not be used for employment decisions

U.S. child support could depend on a current income or be by providing child care

Employers could offer lower interest payday loans

Financial wellness / savings / loan products could be offered to employees

Prisoners could not have to pay to stay in jail depending on their income level

Citizens could receive a basic / guaranteed income (with restrictions or on a EBT card)

Education could be available online for free

Incarceration could not be treated as "voluntary unemployment" to calculate child support arrears