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How Insurance could be different



Receiving disability benefits could not require lawyers / payments

Cities / suburbs / people could be too close to active volcanoes

Creditors could disclose hostile credit-default swap positions

Insurance programs could protect endangered animals

Short-term disability coverage could be easier to access

Long-term care insurance could be purchased at a younger age

Insurance could prepare for famines, pandemics, weather changes, climate change, and humanitarian disasters

The value of environmental conservation could be incorporated into insurance products

Insurance could be bought in case of job loss or disability

Microinsurance could be offered to low-income people