Career Academies could improve labor market outcomes for students
By Hicbd
Career Academies restructure large high schools into small learning communities around career themes, follow rigorous curricula that include academic and career-oriented courses, and offer opportunities to participate in work-based learning activities. For disconnected youth, 18-24 years old not engaged in school or work, Career Academies, could be used and evaluated for effectiveness.
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Workers' training could be subsidized at companies or community colleges
By Hicbd
As shown by Georgia Works, Platform to Employment, Minnesota Emergency Employment Development Program, employers or community colleges could be subsidized to train workers and workers could gain job experience.
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Clothes could be made from kombucha
By Hicbd
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The Workforce Investment Act (WIA) could evaluate workforce development programs differently
By Hicbd
Workforce development programs could be evaluated on the quality of jobs obtained, retention, earning gains, strength and number of ties with employers and community colleges, resource coordination, and training/education attainment for jobs in local industries that have demand along with the common measures of job placement and average earning at entry.
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Developing countries could enact food stamp programs rather than ration systems
By Hicbd
A food stamp or voucher program could be beneficial to both producers and consumers and stimulate markets rather than the ration system and direct food aid.
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Families could receive assistance with the FAFSA form in order to increase college attendance
By Hicbd
Low- to moderate-income families with young adults could receive assistance with the FAFSA form at tax preparation offices. A representative could automatically pre-populate the FAFSA and then conduct a short interview to complete the form, tell families how much aid they could qualify for, provide tuition information for local colleges, and offer to submit the form to the Department of Education. This program has been shown to increase college attendance.
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Interest rates could be capped for payday loans
By Hicbd
Alternatively, other loan options such as small consumer loans, paycheck cash advances from employers, and credit union loans with lower interest and more stringent terms could be made more widely available and marketed.
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Asset limits for public benefits could be reformed to not discourage saving
By Hicbd
Public benefit rules for asset types counting towards the asset limits could also be reviewed and changed to not discourage saving. Congress could give states the option to reform asset limits for SSI.
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Retirement accounts could allow funds to be used for education and home ownership
By Hicbd
401(ks), 457s, and 403(b)s could mirror Individual Retirement Accounts and allow people to withdraw money without penalty for college education and up to $20,000 for first-time home ownership. This could clarify rules for savers, remove management burdens for employers, bring federal policy into alignment, and encourage savings for these uses.
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The Saver's Credit could be simplified and expanded
By Hicbd
The Saver’s Credit could provide a 50% match to households earning less than $65,000 who save up to $1,000 in a 529 College Savings Account, Coverdell, qualified Savings Bond and IDAs in addition to retirement accounts. In addition, the credit could be refundable, automatically deposited into a designated retirement savings account using IRS Form 8888, and contribution amounts could be indexed to inflation.
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