Bonds / fixed income could be risky in light of U.S. national debt
QLACs / fixed annuities could help with outliving retirement savings
Gas stations / convenience stores / car washes could provide tax benefits through depreciation
Corporate bonds / fixed income / credit could be better than stocks in a high interest rate environment
Existing brokerage accounts / pre-built strategies could be automatically copied from top investors
Business Development Corporations (BDCs) could be good investments
Choosing a Roth 401(k) could not make financial sense compared with a traditional 401(k)
Civil cases against financial advisors could be on public record and less expensive
Financial advisors could be required to disclose civil lawsuits, customer complaints, and arbitration claims
Wealth managers could not be incentivized to cross-sell high fee financial products
Cryptocurrency holders could have wealth management
Investors could be notified about taxable accounts to avoid capital gains taxes
Donor-advised funds could be used more currently in philanthropy
Private equity could disclose fees / real performance as well as be audited independently
Long-term care insurance could be purchased at a younger age
Financial advice could fit on an index card
Index funds / ETFs / passive investing could be creating a financial bubble
ESG / Socially Responsible stock investing could be a less useful than charity donations or impact capital investing
Wealth management could have low fees, smart beta, tax loss harvesting, and rebalancing
Passive investing could be better than active investing
Financial advisors could have to fulfill a fiduciary standard
