"Buy now, pay later" could create consumer debt / help consumers with unexpected expenses
The "hell or high water clause" could be changed to help small businesses
Small business owners could have better financing opportunities than predatory cash loans
Loans / cash could be accessed by the poor to end debt slavery
The U.S. debt-collection industry could be regulated more
Buying a mobile home / renting land could be financially harmful to residents
Credit checks could not be used for employment decisions
Children could not be shamed / put into debt if they cannot pay for school lunch
Small-dollar loans could have transparent terms, be online, offer financial education, and the opportunity to build credit
Interest rates could be capped for payday loans
