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How U.S. Federal Reserve could be different



Banks could be like utilities / nationalized

Banks could be over-leveraged to hedge funds and private equity

Government spending could not be constrained by revenues

Inflation could be lowered with elevated interest rates / an economic recession

Excessive government spending could cause inflation

The U.S. Federal Reserve system could be replaced with the gold standard, computer program, or be more accountable / transparent / audited

The shadow banking system could be regulated more

Too big to fail banks could be broken up

Congress, congressional staff, cabinet secretaries, White House staff, federal judges, other officials and their family members could not own / trade securities in office

Quantitative easing by central banks could be bad for economies and national debts

Anti-money laundering laws and technology could negatively impact genocide, human trafficking, drug cartels, corruption, and other organized crime