Please login to vote

How Fintech could be different



Existing brokerage accounts / pre-built strategies could be automatically copied from top investors

HR payment platforms could enable women to keep their earnings

Women / girls could more easily obtain bank accounts / loans / savings

Peer to peer lending could be a good alternative investment

Startups could access financing even when small

Fintech could offer Growth Capital as a Service (GCaaS) for digital companies

"Buy now, pay later" could create consumer debt / help consumers with unexpected expenses

Mobile wallets could be carried across borders

Employees could have employer-matched emergency savings accounts

Small business owners could have better financing opportunities than predatory cash loans

Minimum balance, banking fees, accessibility / location, lack of public education / financial literacy outreach could be deterrents to financial inclusion

Loans / cash could be accessed by the poor to end debt slavery

Women's access to direct deposit / financial services could lead to empowerment

Tech companies could replace banks

Alternative data could be accessible to retail investors

Businesses could have more opportunities to borrow capital

Apps could encourage saving / budgeting as well as offer financial advice / education / rewards

A credit scoring system could be developed for unbanked individuals to qualify for financing