Day traders could be informed of financial risks on apps
Zero interest loans could help people build credit
Every location could have an address
Children Savings Accounts could be required for every newborn or kindergartner
Tax refund increases could be required to be put into an IRA or other savings product
Individual Development Accounts (IDAs) or matched savings accounts could be expanded and encompass more goals
Employers could enroll workers in an opt-out direct deposit savings account
Microinsurance could be offered to citizens in developing countries
Banks could be easier to access at local shops
Banks could design and market savings accounts to low income consumers
